An important ingredient in a successful home search is knowing how much you can afford. You don’t want to fall in love with a property only to find out it’s outside your price range.
That’s why I recommend getting a Mortgage Pre-Approval. This is a document from your bank or other lender stating how much of a mortgage they are willing to give you. There are two advantages to getting this pre-approval:
You can arrange for a Mortgage Pre-Approval with your bank or other lender, or by working with a good mortgage broker. I’m well-connected in the local real estate scene, so if you want me to recommend a reputable broker or lender, please contact me.
Banks and lenders use specific criteria to determine how much of a mortgage they’re willing to offer you. They look at your income, expenses, credit history and employment status, as well as the down payment you plan to make on a home. It may seem like a scary process, but it is actually straightforward. You can usually get a Mortgage Pre-Approval in a day. You’ll be glad that you did.
By knowing what you can afford, you can confidently shop within that price range. For example, if you qualify for a $250,000 mortgage, and you have another $100,000 available as a down payment, you can look for homes in the $350,000 range.
Have questions about arranging financing? Please submit the form below or call or email me.
As your real estate agent, my most important job is to make the home shopping process pleasant and rewarding for you.
I do that in a number of ways.
I regularly recommend properties for viewing that closely match your needs and wants, and are within your price range. That spares you the frustration of visiting homes that aren’t suitable.
I make sure you don’t miss opportunities. When a desirable property suddenly comes on the market, you’re alerted.
I help you schedule viewings that fit your schedule, so there’s little if any inconvenience for you.
Before you view a property, I provide you with in-depth details on the home, so you can make an informed decision. This includes closing dates, market value, and more. Later, if you have questions, I get the answers for you.
I also give you the scoop on the neighborhood, so you get a clear sense of what an area is like in terms of lifestyle, safety, schools, etc.
When you find a property you like, I give you my honest, professional recommendation as to how well the home meets your needs and wants. You won’t have to make such an important decision without my expert advice.
As your real estate agent, I’m committed to getting you into the right home, and I’m with you every step of the way.
Here are a few questions and ideas to consider when viewing homes to help make the process easier and more productive:
Viewing properties should never be a frustrating ordeal. It’s my job to help make the process easy and productive for you, so you can find the home you want.
Ready to get started? Call or email and let me know more about the kind of home you’re looking for. Or, submit the form below and I’ll get back to you.
When you view a home on the market that you really want, you can hardly wait to be handed the keys. In fact, you may worry that the property will somehow slip through your fingers. Don’t be. You’ve got an expert by your side. Me. My job, as your real estate agent, is to ensure you get that home – and at a price that works for you.
The first step is preparing the Offer. This is the document I present to the seller that basically states the price you’re offering, as well as any conditions.
The price we go in with is critical. You want it to reflect the true market value of the property so the seller will take your offer seriously. On the other hand, you don’t want to go in too high and risk overpaying for the home.
Don’t worry. I know how to prepare a winning offer and get you the property at the lowest possible price. In fact, I look after your interests throughout the entire process.
When you decide to make an offer on a home, here’s what typically happens:
I realize that making an offer can seem like the nail-biting part of the process. It doesn’t have to be. That’s the advantage of selecting a real estate agent who, like me, puts customers first. When you go after a property you really want, you can take comfort in knowing you have an expert on your side… someone who knows how to get that home for you.
Have questions about making an offer? Please submit the form below or call or email me.
There are few things I enjoy more than saying to a customer, “You’ve got the home!” That means that the seller has accepted your offer, inspections have been ordered, the closing date has been set, and you’ll soon be preparing for moving day.
Just because the purchase has been made doesn’t mean my work for you stops. On the contrary. There are a myriad of other things I’ll do to ensure the process goes smoothly.
For example, I’ll take care of many of the administrative details on your behalf. I’ll work with the seller’s agent, the closing company, and your mortgage lender to ensure that all the necessary paperwork has been completed and submitted.
Don’t worry about finding a good lender, inspector and insurance agent, etc. I’m well-connected in the local real estate scene and can personally recommend reputable professionals and companies to help you.
If at any time leading up to moving day you have a question, problem or concern, I’ll be there to help. You can count on me to be your real estate agent before, during and after you cross the threshold into your beautiful new home.
If you have questions about the home buying process, please feel free to call or email or submit the form below.
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